GS-10 Pay in Chicago-Naperville, IL-IN-WI
$75,545 – $97,822 per year • 30.14% locality adjustment
GS-10 Salary Summary — Chicago-Naperville, IL-IN-WI
Complete GS-10 Pay Table — Chicago-Naperville, IL-IN-WI (2026)
| Step | Annual | Monthly | Biweekly | Hourly | Base Pay | Locality Add |
|---|---|---|---|---|---|---|
| Step 1 | $75,545 | $6,295 | $2,906 | $36.20 | $58,049 | +$17,496 |
| Step 2 | $78,020 | $6,502 | $3,001 | $37.38 | $59,951 | +$18,069 |
| Step 3 | $80,495 | $6,708 | $3,096 | $38.57 | $61,853 | +$18,642 |
| Step 4 | $82,971 | $6,914 | $3,191 | $39.76 | $63,755 | +$19,216 |
| Step 5 | $85,446 | $7,121 | $3,286 | $40.94 | $65,657 | +$19,789 |
| Step 6 | $87,921 | $7,327 | $3,382 | $42.13 | $67,559 | +$20,362 |
| Step 7 | $90,397 | $7,533 | $3,477 | $43.31 | $69,461 | +$20,936 |
| Step 8 | $92,872 | $7,739 | $3,572 | $44.50 | $71,363 | +$21,509 |
| Step 9 | $95,347 | $7,946 | $3,667 | $45.69 | $73,265 | +$22,082 |
| Step 10 | $97,822 | $8,152 | $3,762 | $46.87 | $75,167 | +$22,655 |
Compare Nearby Grades in Chicago-Naperville, IL-IN-WI
How does GS-10 Step 5 compare to adjacent grades in this locality?
Promotion from GS-9 to GS-10 at Step 5 in Chicago-Naperville, IL-IN-WI is a raise of $7,689 per year.
GS-10 Federal Jobs in Chicago-Naperville, IL-IN-WI
Federal employees at GS-10 in the Chicago-Naperville, IL-IN-WI locality area earn between $75,545 and $97,822 annually in 2026. This includes a 30.14% locality pay adjustment on top of the GS-10 base pay of $58,049 to $75,167.
The Chicago-Naperville, IL-IN-WI locality area covers Illinois, Indiana, Wisconsin. At Step 5, a GS-10 employee here earns $8,588 more per year than the same grade and step under the "Rest of United States" rate (17.06%).
As one of the higher-paying locality areas, Chicago-Naperville, IL-IN-WI compensates for the higher cost of living in the region. Federal employees considering a move should compare not just the salary difference but also housing costs, state income taxes, and commuting expenses.
The biweekly pay for a GS-10 Step 1 in this area is $2,906, or approximately $36.20 per hour based on the standard 2,087-hour work year. Step increases are automatic with acceptable performance — it takes 18 years to progress from Step 1 to Step 10.
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