GS-4 Pay in Chicago-Naperville, IL-IN-WI

$40,477 โ€“ $52,623 per year • 30.14% locality adjustment

2026 rates • $4,611 more than Rest of US at Step 5

GS-4 Salary Summary โ€” Chicago-Naperville, IL-IN-WI

Entry (Step 1) $40,477/yr $1,557 biweekly
Mid (Step 5) $45,876/yr $1,764 biweekly
Top (Step 10) $52,623/yr $2,024 biweekly
Locality Adj. +30.14% +$10,625 at Step 5

Complete GS-4 Pay Table โ€” Chicago-Naperville, IL-IN-WI (2026)

Step Annual Monthly Biweekly Hourly Base Pay Locality Add
Step 1 $40,477 $3,373 $1,557 $19.39 $31,103 +$9,374
Step 2 $41,827 $3,486 $1,609 $20.04 $32,140 +$9,687
Step 3 $43,177 $3,598 $1,661 $20.69 $33,177 +$10,000
Step 4 $44,526 $3,711 $1,713 $21.33 $34,214 +$10,312
Step 5 $45,876 $3,823 $1,764 $21.98 $35,251 +$10,625
Step 6 $47,225 $3,935 $1,816 $22.63 $36,288 +$10,937
Step 7 $48,575 $4,048 $1,868 $23.28 $37,325 +$11,250
Step 8 $49,924 $4,160 $1,920 $23.92 $38,362 +$11,562
Step 9 $51,274 $4,273 $1,972 $24.57 $39,399 +$11,875
Step 10 $52,623 $4,385 $2,024 $25.21 $40,436 +$12,187

Compare Nearby Grades in Chicago-Naperville, IL-IN-WI

How does GS-4 Step 5 compare to adjacent grades in this locality?

GS-3
$40,869
GS-4
$45,876
GS-5
$51,326

Promotion from GS-3 to GS-4 at Step 5 in Chicago-Naperville, IL-IN-WI is a raise of $5,007 per year.

GS-4 Federal Jobs in Chicago-Naperville, IL-IN-WI

Federal employees at GS-4 in the Chicago-Naperville, IL-IN-WI locality area earn between $40,477 and $52,623 annually in 2026. This includes a 30.14% locality pay adjustment on top of the GS-4 base pay of $31,103 to $40,436.

The Chicago-Naperville, IL-IN-WI locality area covers Illinois, Indiana, Wisconsin. At Step 5, a GS-4 employee here earns $4,611 more per year than the same grade and step under the "Rest of United States" rate (17.06%).

As one of the higher-paying locality areas, Chicago-Naperville, IL-IN-WI compensates for the higher cost of living in the region. Federal employees considering a move should compare not just the salary difference but also housing costs, state income taxes, and commuting expenses.

The biweekly pay for a GS-4 Step 1 in this area is $1,557, or approximately $19.39 per hour based on the standard 2,087-hour work year. Step increases are automatic with acceptable performance โ€” it takes 18 years to progress from Step 1 to Step 10.

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