GS-12 Pay in Chicago-Naperville, IL-IN-WI
$99,509 – $129,364 per year • 30.14% locality adjustment
GS-12 Salary Summary — Chicago-Naperville, IL-IN-WI
Complete GS-12 Pay Table — Chicago-Naperville, IL-IN-WI (2026)
| Step | Annual | Monthly | Biweekly | Hourly | Base Pay | Locality Add |
|---|---|---|---|---|---|---|
| Step 1 | $99,509 | $8,292 | $3,827 | $47.68 | $76,463 | +$23,046 |
| Step 2 | $102,826 | $8,569 | $3,955 | $49.27 | $79,012 | +$23,814 |
| Step 3 | $106,143 | $8,845 | $4,082 | $50.86 | $81,561 | +$24,582 |
| Step 4 | $109,461 | $9,122 | $4,210 | $52.45 | $84,110 | +$25,351 |
| Step 5 | $112,778 | $9,398 | $4,338 | $54.04 | $86,659 | +$26,119 |
| Step 6 | $116,095 | $9,675 | $4,465 | $55.63 | $89,208 | +$26,887 |
| Step 7 | $119,413 | $9,951 | $4,593 | $57.22 | $91,757 | +$27,656 |
| Step 8 | $122,730 | $10,228 | $4,720 | $58.81 | $94,306 | +$28,424 |
| Step 9 | $126,047 | $10,504 | $4,848 | $60.40 | $96,855 | +$29,192 |
| Step 10 | $129,364 | $10,780 | $4,976 | $61.99 | $99,404 | +$29,960 |
Compare Nearby Grades in Chicago-Naperville, IL-IN-WI
How does GS-12 Step 5 compare to adjacent grades in this locality?
Promotion from GS-11 to GS-12 at Step 5 in Chicago-Naperville, IL-IN-WI is a raise of $18,688 per year.
GS-12 Federal Jobs in Chicago-Naperville, IL-IN-WI
Federal employees at GS-12 in the Chicago-Naperville, IL-IN-WI locality area earn between $99,509 and $129,364 annually in 2026. This includes a 30.14% locality pay adjustment on top of the GS-12 base pay of $76,463 to $99,404.
The Chicago-Naperville, IL-IN-WI locality area covers Illinois, Indiana, Wisconsin. At Step 5, a GS-12 employee here earns $11,335 more per year than the same grade and step under the "Rest of United States" rate (17.06%).
As one of the higher-paying locality areas, Chicago-Naperville, IL-IN-WI compensates for the higher cost of living in the region. Federal employees considering a move should compare not just the salary difference but also housing costs, state income taxes, and commuting expenses.
The biweekly pay for a GS-12 Step 1 in this area is $3,827, or approximately $47.68 per hour based on the standard 2,087-hour work year. Step increases are automatic with acceptable performance — it takes 18 years to progress from Step 1 to Step 10.
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