GS-5 Pay in Chicago-Naperville, IL-IN-WI
$45,287 – $58,874 per year • 30.14% locality adjustment
GS-5 Salary Summary — Chicago-Naperville, IL-IN-WI
Complete GS-5 Pay Table — Chicago-Naperville, IL-IN-WI (2026)
| Step | Annual | Monthly | Biweekly | Hourly | Base Pay | Locality Add |
|---|---|---|---|---|---|---|
| Step 1 | $45,287 | $3,774 | $1,742 | $21.70 | $34,799 | +$10,488 |
| Step 2 | $46,797 | $3,900 | $1,800 | $22.42 | $35,959 | +$10,838 |
| Step 3 | $48,307 | $4,026 | $1,858 | $23.15 | $37,119 | +$11,188 |
| Step 4 | $49,816 | $4,151 | $1,916 | $23.87 | $38,279 | +$11,537 |
| Step 5 | $51,326 | $4,277 | $1,974 | $24.59 | $39,439 | +$11,887 |
| Step 6 | $52,836 | $4,403 | $2,032 | $25.32 | $40,599 | +$12,237 |
| Step 7 | $54,345 | $4,529 | $2,090 | $26.04 | $41,759 | +$12,586 |
| Step 8 | $55,855 | $4,655 | $2,148 | $26.76 | $42,919 | +$12,936 |
| Step 9 | $57,364 | $4,780 | $2,206 | $27.49 | $44,079 | +$13,285 |
| Step 10 | $58,874 | $4,906 | $2,264 | $28.21 | $45,239 | +$13,635 |
Compare Nearby Grades in Chicago-Naperville, IL-IN-WI
How does GS-5 Step 5 compare to adjacent grades in this locality?
Promotion from GS-4 to GS-5 at Step 5 in Chicago-Naperville, IL-IN-WI is a raise of $5,450 per year.
GS-5 Federal Jobs in Chicago-Naperville, IL-IN-WI
Federal employees at GS-5 in the Chicago-Naperville, IL-IN-WI locality area earn between $45,287 and $58,874 annually in 2026. This includes a 30.14% locality pay adjustment on top of the GS-5 base pay of $34,799 to $45,239.
The Chicago-Naperville, IL-IN-WI locality area covers Illinois, Indiana, Wisconsin. At Step 5, a GS-5 employee here earns $5,159 more per year than the same grade and step under the "Rest of United States" rate (17.06%).
As one of the higher-paying locality areas, Chicago-Naperville, IL-IN-WI compensates for the higher cost of living in the region. Federal employees considering a move should compare not just the salary difference but also housing costs, state income taxes, and commuting expenses.
The biweekly pay for a GS-5 Step 1 in this area is $1,742, or approximately $21.70 per hour based on the standard 2,087-hour work year. Step increases are automatic with acceptable performance — it takes 18 years to progress from Step 1 to Step 10.
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